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Terms and Conditions

Welcome to Commercial Finance Group Limited (ComFin)

Use of this website is offered to you on your acceptance of these Terms and Conditions, our Privacy Policy and other notices posted on this website. Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms and Conditions, our Privacy Policy and other notices posted on this website. ComFin shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms and Conditions without notice or liability to you. Any changes to these Terms and Conditions shall be effective immediately following the posting of such changes on this website. The most recent version of these Terms and Conditions may always be found www.comfin.biz 

You agree to review these Terms and Conditions from time to time and agree that any subsequent use by you of this website following changes to these Terms and Conditions shall constitute your acceptance of all such changes.

Online Payment

PLEASE READ BEFORE MAKING A PAYMENT ONLINE.

As you are aware the payments that you make on-line are for either:

  • Success Fee Agreement Upfront fee payment.
  • Success Fee payment upon settlement of funding provided as per the signed Success fee agreement.

You MUST make sure that the amount paid to ComFin for either of the above is correct and agrees to the amount in the signed Success Fee Agreement.

Should you inadvertently enter the incorrect amount and press the “PAY NOW” button you should notify ComFin immediately via email as to the error.  Comfin will check this amount received from you to the signed Success Fee Agreement and refund the difference, within 5 working days.

ComFin does not pass on any of your information to anyone else; ComFin keep your personal details confidential and use them only for the purpose ComFin got them for. ComFin do not sell, or share your personal details with other businesses or vendors.

ComFin Funding Service

ComFin® acts as an broker to provide a funding service to facilitate your funding application.  ComFin® itself does not provide such services. While we will endeavour to make it clear to you the terms and conditions of the funding providers, the provision of the actual funding products are subject to the terms and conditions of the providers.

Third Party Websites, Content and Products and Services

This web site contains links to other sites. Please be aware that ComFin has no control or influence over the privacy practices of such other sites. We encourage our users to be aware when they leave ComFin and to read the privacy statements of each and every web site that they visit.

Hypertext Links which ComFin provides on this web site to other Internet resources are not investigated or monitored by ComFin. Accordingly, the content, timeliness, opinions and Hypertext Links found on Internet resources to which we provide Hypertext Links are also not investigated or monitored by ComFin.

Web Site Tools

The calculators and tools which may be used on this web site from time to time are intended to be illustrative only. ComFin does not represent or warrant the accuracy, adequacy or completeness of any information provided by those calculators and tools. Please consult a ComFin staff member either before selecting a product or service or acting on the basis of information provided by these tools. 

Other Information

While ComFin has taken every care to ensure that the information contained on this web site is complete and accurate, it does not represent or warrant the accuracy or completeness of any information on this web site or that this information is suitable for your intended use. ComFin accepts no responsibility or liability arising from or in connection with your use of this web site and the information contained on it.

Also, no information on this web site is intended to constitute an offer to enter into any transaction or relationship, the promotion of any product or service other than those offered by ComFin in New Zealand. Please consult a ComFin staff member before selecting a product or service or acting on the basis of information provided by this web site.

Interest Rate Disclosure

Interest rates are subject to change without notification. Interest rates are fixed during the term of the loan agreement. Interest rates are determined by lending criteria and disclosed after your funding has been assessed and a lending decision made. Unsecured funding and funding that use caveats may attract higher interest rates. Interest rates are also assessed on a client’s credit history. Clients with paid or unpaid defaults may attract a higher interest rate.

Conditions of Use

This website is owned and operated by Commercial Finance Group Limited (ComFin), and is governed by the conditions listed below. If you access or use this website, you are considered to have consented to these conditions.

ComFin reserves the right to modify these conditions from time to time. You are responsible for reviewing these conditions, and your continued use of this website constitutes your agreement to these conditions.

These conditions cover:

  • Copyright
  • Linking policy
  • Online forms
  • Online Enquiry Service and ComFin's consent to electronic communications in general
  • Disclaimers
  • Changes to the website
  • Suspension of access
  • Governing law
  • Access from outside New Zealand.

This website is also governed by ComFin's privacy policy.

Intellectual Property

You acknowledge and agree that the content (including without limitation the text, graphics, photographs, sound or other material presented on this website ("Content") is protected by copyright, trade mark, patents or other proprietary rights and laws. You are only permitted to use the Content as authorised by ComFin.

Copyright of third parties

This website provides links to other websites, which may contain information that is the copyright of third parties and subject to restrictions on use or reproduction.

You must get permission from the copyright owner to use:

  • copyrighted materials from other websites, or
  • material on this website that is protected by the copyright of a third party.

ComFin cannot give you this permission.

Linking policy

Linking to our website

You may create hypertext links to this website. If you do create a hypertext link to any of the pages on this website, you acknowledge that you are responsible for all direct or indirect consequences of the hypertext link. You also agree to indemnify ComFin for all loss, damage, liability, costs or expense arising from or in connection with the hypertext link. If you wish to create a link to any of the pages on this web site, please contact us on admin@comfin.biz.

Following hypertext links

If you follow a hypertext link to another website, this is your own responsibility. When visiting other websites, you should refer to the conditions of use of each of those websites and not rely on these conditions.

Online forms

This website contains a number of online forms that can be used to give information to ComFin.
When completing a ComFin online form, you must fill in all required information. You are responsible for ensuring the information you supply is true and correct. You must confirm that the information you are sending is true and correct before you send the form to ComFin.
You should read the privacy statement at the bottom of each ComFin online form that you complete. By submitting a ComFin online form, you are considered to have read and accepted ComFin’s privacy policy for this website.

Once you have completed a ComFin online form and clicked the "Send to ComFin" button to submit the form, the information you have provided will be sent to ComFin and may be used to update your records.

Disclaimers

  • The information provided on this website is for general guidance only. It should not be used as a substitute for legal, business, accounting, tax or other professional advice.
  • This website is intended to provide general information to the public, and all reasonable measures have been taken to ensure its quality and accuracy. However, ComFin:
    • makes no warranty, express or implied, nor assumes any legal liability or responsibility for the accuracy, correctness, completeness or use of any information that is available on or through this website, nor represents that its use would not infringe privately owned rights
    • does not assume any legal liability or responsibility for any damage or loss that may directly or indirectly result from any information contained on this website or any actions taken as a result of the content of this website
    • may change, delete, add to, or otherwise amend information contained on this website without notice
    • is not responsible for verifying the information you provide to ComFin through this website, and
    • is not responsible for the content of other websites linked to or referenced from this website. ComFin does not endorse the information, content, presentation or accuracy of such other websites, and does not make any warranty, express or implied, regarding them.
  • ComFin makes no warranty, express or implied, nor assumes any legal liability or responsibility:
    • that the website or the server are free of computer viruses or any other harmful components, defects or errors
    • that any defects in the website will be corrected
    • that your access to the website will be reliable, uninterrupted or error-free (including access to any linked websites)
    • for any delays, inaccuracies, failures, errors, omissions, interruptions, deletions, defects, computer viruses or communication line failures, or
    • for any theft, destruction, damage or unauthorised access to your computer system or network.
  • Reference to any specific commercial product, process or service by trade name, trade mark, manufacturer or otherwise does not constitute an endorsement, recommendation or favouring by ComFin.
  • Nothing contained on this website is, nor should be relied on as, a promise or representation about past or future events.
  • It is unlawful to intentionally cause damage to this website or to any electronic facility or data of ComFin through the knowing transmission of any program, information, code or command.

Each page on this website must be read in conjunction with these disclaimers and any other disclaimer that forms part of this website.

Changes to the website

ComFin may change, suspend or discontinue any aspect of this website at any time, including any service or content offered by this website.
Suspension of access
ComFin may, at its discretion, suspend or restrict your access to this website or any part of it for any reason, including a breach of these conditions.

Governing law

This website is governed by New Zealand law, and the Courts of New Zealand have exclusive jurisdiction.

Access from outside New Zealand

ComFin makes no representation that this website complies with laws (including intellectual property laws) of any country outside New Zealand. If you access this website from outside New Zealand, you do so on your own responsibility and are responsible for ensuring compliance with all laws in the place where you are located.

Privacy

Please see our Privacy Policy.

 
       
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