Regular Home Loans

Suited to home owners, and investors.

• Up to 40 year variable loans at prime rates and Loan to Valuations Ratio’s (LVR) up to 95%.
• Can be fixed for 1, 2, 3 and 5 years and interest only for up to 10 years.
• Lender's mortgage insurance (LMI) can be capitalised.

No Financials Home Loan

Suited to the recently self employed or migrants who are unable to provide income details.

• Up to 95% LVR with minimal disclosure of personal income.
• Can be fixed for 1, 2, 3 and 5 years and interest only for up to 10 years.
• Prime rate option available.
• LMI can be capitalised

100 Percent Home Loan / Non Genuine Savings

Suited to borrowers purchasing their first home but not having the saved deposit normally necessary.

• A combination of first and second mortgages in the ratio of 95/5 or other combination providing a total of 100% finance for qualifying borrowers.
• Up to 40 years if required.

Line of Credit

Suited to investors, business people and those wanting a flexible come and go facility priced below current overdraft rates.

• A 10 year interest only revolving credit with no annual reviews or ongoing fees.
• Up to $850,000 at 85% LVR.

Construction Loans (including Land Only)

• Available as Regular Home Loan (to 95% LVR) and No Financials (to 80% LVR).
• Must be a fixed price, fixed term contract by a professional builder.
• Owner/builders to 50% LVR.
• Land only up to 90% LVR (80% LVR if No Financials)

Non-conforming Home loans

• For the seriously credit impaired
• Various options available.
• 30 years principal and interest, 5 years’ interest only, up to 90% LVR.
• Options for self employed borrowers up to 90% LVR.

Refinancing Options

All the work is done for you:

• ComFin will organise the repayment of your existing mortgage with your current financial institution AND; 
• We will organise your legal paperwork for a cost as low as $235.