Regular Home Loans
Suited to home owners, and investors.
- Up to 40 year variable loans at prime rates and Loan to Valuations Ratio’s (LVR)
up to 95%.
- Can be fixed for 1, 2, 3 and 5 years and interest only for up to 10 years.
- Lender's mortgage insurance (LMI)
can be capitalised.
No Financials Home Loan
Suited to the recently self employed or migrants who are unable to provide income details.
- Up to 95% LVR with minimal disclosure of personal income.
- Can be fixed for 1, 2, 3 and 5 years and interest only for up to 10 years.
- Prime rate option available.
- LMI can be capitalised
100 Percent Home Loan / Non Genuine Savings
Suited to borrowers purchasing their first home but not having the saved deposit normally necessary.
- A combination of first and second mortgages in the ratio of 95/5 or other combination providing a total of 100% finance for qualifying borrowers.
- Up to 40 years if required.
Line of Credit
Suited to investors, business people and those wanting a flexible come and go facility priced below current overdraft rates.
- A 10 year interest only revolving credit with no annual reviews or ongoing fees.
- Up to $850,000 at 85% LVR.
Construction Loans (including Land Only)
- Available as Regular Home Loan (to 95% LVR) and No Financials (to 80% LVR).
- Must be a fixed price, fixed term contract by a professional builder.
- Owner/builders to 50% LVR.
- Land only up to 90% LVR (80% LVR if No Financials)
Non-conforming Home loans
- For the seriously credit impaired
- Various options available.
- 30 years principal and interest, 5 years’ interest only, up to 90% LVR.
- Options for self employed borrowers up to 90% LVR.
Refinancing Options
All the work is done for you:
- ComFin will organise the repayment of your existing mortgage with your current financial institution AND;
- We will organise your legal paperwork for a cost as low as $235.
|