We respect your privacy

We do not collect personal information about you as a result of your using this website. Information based on the user interaction with this site in no way relates to the movements of one specific user. All personal information capture by this website is by consent of the user and relates only to contact and response forms.

Once Commercial Finance Group Limited (ComFin) receives any personal information from you, ComFin will hold that information securely and will only use it to provide information to you and for statistical purposes. You may access personal information held by ComFin by making an enquiry at any branch, and request correction of any errors in that information. A fee will usually be payable.

We will:

Advise you if a particular use of this website will result in us collecting personal information about you and use and protect that personal information only in accordance with the Privacy Act 1993.

The products and services described in this web site are available only to New Zealand residents and in relation to property in New Zealand.

Also, the information contained in this web site should not be regarded as promoting any product or service other than those offered by ComFin and its assigns and related companies in New Zealand. The information contained in this web site has been prepared under New Zealand law for the supply of these products and services in New Zealand only. ComFin does not accept responsibility for the compliance of this information with the laws of any other country. Accordingly, the information is not directed at persons in any other country and should not be relied upon by persons in any country other than New Zealand.

Intellectual Property

ComFin holds all copyright and other intellectual property rights in this web site and reserves all rights, save as provided in this disclaimer. You may electronically reproduce and store the contents of this web site solely for the purposes of viewing this web site, or saving web site content, for your own personal use. You may not display or distribute the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the Internet, without permission from ComFin.  Any infringement of ComFin's intellectual property rights will be fully enforced under New Zealand law. 

Does Our Privacy Policy Apply to Linked Websites?

Our Privacy Statement applies solely to information collection practice on www. comfin.biz. This web site contains links to other sites. Please be aware that ComFin has no control or influence over the privacy practices of such other sites. We encourage our users to be aware when they leave ComFin and to read the privacy statements of each and every web site that they visit.

Hypertext Links which ComFin provides on this web site to other Internet resources are not investigated or monitored by ComFin. Accordingly, the content, timeliness, opinions and Hypertext Links found on Internet resources to which we provide Hypertext Links are also not investigated or monitored by ComFin.

Web Site Tools

The calculators and tools which may be used on this web site from time to time are intended to be illustrative only. ComFin does not represent or warrant the accuracy, adequacy or completeness of any information provided by those calculators and tools. Please consult a ComFin staff member either before selecting a product or service or acting on the basis of information provided by these tools. 

Other Information

While ComFin has taken every care to ensure that the information contained on this web site is complete and accurate, it does not represent or warrant the accuracy or completeness of any information on this web site or that this information is suitable for your intended use. ComFin accepts no responsibility or liability arising from or in connection with your use of this web site and the information contained on it.

Also, no information on this web site is intended to constitute an offer to enter into any transaction or relationship, the promotion of any product or service other than those offered by ComFin in New Zealand. Please consult a ComFin staff member before selecting a product or service or acting on the basis of information provided by this web site.

Timeliness

ComFin will endeavour to keep this web site as up-to-date as possible, but all information contained on our web site is subject to change, including interest rates and fees. All information is current at the time of publication, but if you are unsure of the timeliness of any information, please contact ComFin before proceeding.

Conditions of Use

This website is owned and operated by Commercial Finance Group Limited (ComFin), and is governed by the conditions listed below. If you access or use this website, you are considered to have consented to these conditions.

ComFin reserves the right to modify these conditions from time to time. You are responsible for reviewing these conditions, and your continued use of this website constitutes your agreement to these conditions.

These conditions cover:

• Copyright
• Linking policy
• Online forms
• Online Enquiry Service and ComFin's consent to electronic communications in general
• Disclaimers
• Changes to the website
• Suspension of access
• Governing law
• Access from outside New Zealand.

This website is also governed by ComFin's privacy policy noted above.

Intellectual Property

You acknowledge and agree that the content (including without limitation the text, graphics, photographs, sound or other material presented on this website ("Content") is protected by copyright, trade mark, patents or other proprietary rights and laws. You are only permitted to use the Content as authorised by ComFin.

Copyright of third parties

This website provides links to other websites, which may contain information that is the copyright of third parties and subject to restrictions on use or reproduction.

You must get permission from the copyright owner to use:

• copyrighted materials from other websites, or
• material on this website that is protected by the copyright of a third party.

ComFin cannot give you this permission.

Linking policy

Linking to our website

You may create hypertext links to this website. If you do create a hypertext link to any of the pages on this website, you acknowledge that you are responsible for all direct or indirect consequences of the hypertext link. You also agree to indemnify ComFin for all loss, damage, liability, costs or expense arising from or in connection with the hypertext link. If you wish to create a link to any of the pages on this web site, please contact us on admin@comfin.biz.

Following hypertext links

If you follow a hypertext link to another website, this is your own responsibility. When visiting other websites, you should refer to the conditions of use of each of those websites and not rely on these conditions.

Online forms

This website contains a number of online forms that can be used to give information to ComFin.
When completing a ComFin online form, you must fill in all required information. You are responsible for ensuring the information you supply is true and correct. You must confirm that the information you are sending is true and correct before you send the form to ComFin.
You should read the privacy statement at the bottom of each ComFin online form that you complete. By submitting a ComFin online form, you are considered to have read and accepted ComFin’s privacy policy for this website.

Once you have completed a ComFin online form and clicked the "Send to ComFin" button to submit the form, the information you have provided will be sent to ComFin and may be used to update your records.

Disclaimers

• The information provided on this website is for general guidance only. It should not be used as a substitute for legal, business, accounting, tax or other professional advice.
• This website is intended to provide general information to the public, and all reasonable measures have been taken to ensure its quality and accuracy. However, ComFin:
• makes no warranty, express or implied, nor assumes any legal liability or responsibility for the accuracy, correctness, completeness or use of any information that is available on or through this website, nor represents that its use would not infringe privately owned rights
• does not assume any legal liability or responsibility for any damage or loss that may directly or indirectly result from any information contained on this website or any actions taken as a result of the content of this website
• may change, delete, add to, or otherwise amend information contained on this website without notice
• is not responsible for verifying the information you provide to ComFin through this website, and
• is not responsible for the content of other websites linked to or referenced from this website. ComFin does not endorse the information, content, presentation or accuracy of such other websites, and does not make any warranty, express or implied, regarding them.

• ComFin makes no warranty, express or implied, nor assumes any legal liability or responsibility:
• that the website or the server are free of computer viruses or any other harmful components, defects or errors
• that any defects in the website will be corrected
• that your access to the website will be reliable, uninterrupted or error-free (including access to any linked websites)
• for any delays, inaccuracies, failures, errors, omissions, interruptions, deletions, defects, computer viruses or communication line failures, or
• for any theft, destruction, damage or unauthorised access to your computer system or network.

• Reference to any specific commercial product, process or service by trade name, trade mark, manufacturer or otherwise does not constitute an endorsement, recommendation or favouring by ComFin.
• Nothing contained on this website is, nor should be relied on as, a promise or representation about past or future events.
• It is unlawful to intentionally cause damage to this website or to any electronic facility or data of ComFin through the knowing transmission of any program, information, code or command.

Each page on this website must be read in conjunction with these disclaimers and any other disclaimer that forms part of this website.

Changes to the website

ComFin may change, suspend or discontinue any aspect of this website at any time, including any service or content offered by this website.
Suspension of access
ComFin may, at its discretion, suspend or restrict your access to this website or any part of it for any reason, including a breach of these conditions.

Governing law

This website is governed by New Zealand law, and the Courts of New Zealand have exclusive jurisdiction.

Access from outside New Zealand

ComFin makes no representation that this website complies with laws (including intellectual property laws) of any country outside New Zealand. If you access this website from outside New Zealand, you do so on your own responsibility and are responsible for ensuring compliance with all laws in the place where you are located.